mobile wallets in india

India is veneering a cash currency compaction, and until this space is filled by the new ₹2000 currency, the situation will remain for most of the population. Nonetheless, thanks to the phylogenesis of digital payments services.

There are several ways to skip the paper monetary system with the help of our smartphones. Here is a list of mobile apps that can be used to making payments online, at certain offline merchants, P2P transfers, bank transfers etc. You can take your pick, and also promote the usage of such apps to help others who are dependent on making or receiving cash payments.

You can take your pick, and also promote the usage of such apps to help others who are dependent on making or receiving cash payments.


1. Paytm

mobile wallets in india

PayTM is one of the best digital wallets to make payments. It allows you to add your Credit/Debit cards and link your bank account to it. Make use of QR code to send and receive payments easily. PayTM mobile wallet allows you to buy movie tickets, online mobile recharge, pay electricity bills and more from your mobile. It is available for Android, iOS, and Windows Mobile Phone.

Downloads: 50,000,000 – 100,000,000
Founded By: Vijay Shekhar Sharma

2. Freecharge

mobile wallets in india

FreeCharge e-Wallet allows you to add credit and debit cards which make it easy to make payments. It is the fastest growing digital payment platform allowing you to pay electricity bills, mobile and DTH recharge and more. Use FreeCharge mobile wallet and avoid long queues. It makes us easy to make online and digital payments securely using mobile. FreeCharge is available for Android, iOS and Windows Phone.

Downloads: 10,000,000 – 50,000,000
Founded By: Kunal Shah

3. JioMoney

mobile wallets in india

JioMoney is a simple, smart and secure ‘one-app’ solution to everyday transactions on the go. JioMoney is much more than a wallet. It empowers you to pay everywhere in a cash-free way. With JioMoney, you can do mobile and DTH recharges, make everyday payments, send/receive money, pay insurance, and other premiums, manage your finances, get great deals, and more.

Downloads: 10,000,000 – 50,000,000
Founded By: Reliance Communications

4. Mobikwik

mobile wallets in india

Mobikwik is another versatile & secure app that allows you to pay or transfer money using the mobile number. It allows you to make mobile recharge and pay bills in seconds. Use Mobikwik mobile wallet and buy anything online with good discounts. Making bill payments, mobile recharge, shopping and more has become easy with Mobikwik mobile wallet. It is available for Android, iOS and Windows Phone.

Downloads: 10,000,000 – 50,000,000
Founded By: Bipin Preet Singh

5. ICICI Pockets

mobile wallets in india

Pockets app is the first mobile wallet app in India allows you bring UPI-based payments. ICICI developed this mobile wallet, and it helps you to make payments online. Now you can shop anywhere, pay anyone and bank with ease. It allows you to transfer money, book tickets, do mobile recharge and more. With just a single click, sending and receiving payments to and from Pocket users. It is available for Android and iOS.

Downloads: 5,000,000 – 10,000,000
Founded By: ICICI Bank

6. State Bank Buddy

mobile wallets in india

State Bank Buddy by State Bank of India is the first Indian mobile wallet available in 13 Indian languages. Using this sending money, asking reminders to clear dues, instant bill payments and more from your mobile. Sate Bank Buddy mobile wallet helps you to do so by linking your credit or debit cards to it. It allows you to load amount into your wallet and make payments to your contacts on phone book. It is available for Android and iOS.

Downloads: 5,000,000 – 10,000,000
Founded By: State Bank Of India

7. PayUMoney

mobile wallets in india

Use PayUmoney mobile app to Recharge, Pay Bills and keep all your spending organized in one place. Don’t just stop there, spread the cheer to your friends and family. Rediscover the best way to pay online using PayUmoney. You can now recharge your mobile, keep the conversation going, never miss your TV shows, top up your DTH Top up your Datacard, stay connected on the go! Load your wallet and transfer money to friends Pay Electricity, Gas, and Water Bills Get Bill reminders Repeat your Favorite payments and Get latest offers

Downloads: 1,000,000 – 5,000,000
Founded By: Nitin Gupta

8. Airtel Money

mobile wallets in india

Airtel Money wallet got launched by Airtel Payments Bank. Make payments, do mobile recharge and transfer money to your friends of any bank account using this mobile wallet. You can shop online with great discounts and coupons. Banking and remittance services are supported by Airtel Money. With this e-Wallet app, you can make payments with just a single click. It is available for Android, iOS, and Windows Mobile Phone.

Downloads: 1,000,000 – 5,000,000
Founded By: Bharti Airtel

9. Citrus Wallet

mobile wallets in india

Citrus Pay is a popular e-wallet app for cash storage, payments and money transfers. Besides tying up with online service providers from varied sectors, they are now collaborating with Woohoo, a gifting and shopping portal to let its customers shop at more than 5000 offline stores listed with them.

Downloads: 100,000 – 500,000
Founded By: Jitendra Gupta

10. Momoe

mobile wallets in india

Momoe is a Bengaluru-based mobile payments startup that focuses on changing how customers pay while eating out, travel and shop. Using the Momoe app, one can store their credit card details and make mobile payments at various restaurants, grocery stores, apparel, salons and other retail outlets.

Downloads: 100,000 – 500,000
Founded By: Karthik Vaidyanathan

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